Winter Grain Insurance Plan
The Crop Insurance Plan for Winter Grain provides protection from a reduction in yield of winter grain caused by designated perils that are beyond the control of the producer. The below information is intended to be a quick reference only. For the full plan Regulations click here.
Coverage
This plan provides protection from a wide range of insurable perils that can impact your winter grain crop. These perils include:
- Winter Kill
- Frost
- Hail
- Drought
- Excessive Moisture
- Plant Disease
- Insects
- Wildlife
- Wind
- Wildfire
Every winter grain crop insurance contract is tailored to the yield potential on your farm. An Average Insurable Yield (AIY) is calculated based on your yield history.
Reporting and Claiming
If crop damage occurs during the growing season, you must notify the Commission within 5 days. If you suspect reduced yields while you are harvesting, you must also notify the Commission within 5 days.
When you make a claim for production losses, a Field Services Agent will visit to measure the crop that you have stored on-farm. If a part of your crop has been sold, you will need to provide sales records for that. Carry-over yield in storage should be declared and measured prior to harvest.
Unit Prices
The current unit prices for winter grains are available on the About section of this website.
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