Spring Grain Insurance Plan
The Crop Insurance Plan for Spring Grain provides protection from a reduction in yield of spring grain caused by designated perils that are beyond the control of the producer. The below information is intended to be a quick reference only. For the full plan Regulations click here.
Coverage
This plan provides protection from a wide range of insurable perils that can impact your spring grain crop. These perils include:
- Drought
- Frost
- Hail
- Wind
- Excess Moisture
- Insects
- Plant Disease
- Wildlife
Every spring grain crop insurance contract is tailored to the yield potential on your farm. An Average Insurable Yield (AIY) is calculated based on your yield history.
Reporting and Claiming
If crop damage occurs during the growing season, you must notify the Commission within 5 days. If you suspect reduced yields while you are harvesting, you must also notify the Commission within 5 days.
When you make a claim for production losses, a Field Services Agent will visit to measure the crop that you have stored on-farm. If a part of your crop has been sold, you will need to provide sales records for that. Carry-over yield in storage should be declared and measured prior to harvest.
How to Enroll
To insure your spring grain production for the current year's crop, you must submit the application form and a $50 premium deposit by April 14th.
Once you have completed seeding, you report the area that you have planted no later than 10 days after the final planting date.
Unit Prices
The current unit prices for spring grain are available on the About section of this website.
Example